Frustrations...

We will be getting a letter in the next few days that says we have to pay the "referral fee" for the adoption. Since we were expecting to be on the waiting list for about a year, we thought we would have plenty of savings for when this time came. Needless to say, things changed!

I thought, "not a problem" we already have half of the money and we can get the other half in about a month or two since it really isn't that much. I thought the agency might let us pay a little now and the rest as soon as we had it. Wrong, they said that would be fine but they would put the adoption on hold until the money was in (Our agency is great about working with us, but in this case they need the money to pay people in Vietnam). Under other circumstances this would be fine but this kid needs to get help!

Again, "not a problem" we can get a small loan or low interest credit card and pay it off in the next couple of months. Wrong again. Oh, you mean "no credit" is the same as "bad credit". Umm... So now we are looking at getting any credit card that will take us (yikes...have you seen that interest!) but even those won't accept us right away. Since we have "no credit" they have to stop and think about it...Hmm.

Well we are now looking at a week before we find out if USAA will accept us and if they don't all the others are saying they'll let us know in the next 30 days! By that time we could have the money without there help! Arg... Anyone want to loan us a couple of thousand?? Just kidding...but your credit card...hmm, there's a thought!